Deadline: 5 March 2026

The Evidence

Eleven arguments against application 26/00126/PP, built from the application documents, the council's own records, SEPA data, and local knowledge. Click any section to expand. Use the copy buttons to add points to your objection.

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Each paragraph below is a standalone argument you can paste directly. Click any section further down for the full evidence.

SEPA Flood Risk SEPA has submitted a holding objection to this application (PCS-20007916, 18 February 2026) confirming the site is at flood risk. The Council confirmed no NPF4 Policy 22 exceptions apply. The applicant declared no flood risk on the application form and submitted no flood risk assessment. SEPA sustains objections in only 4% of cases nationally, giving this objection exceptional weight.
Biodiversity Officer The Council's own Biodiversity Officer has submitted a holding objection (18 February 2026) confirming the site is within the Calgary Bay LNCS and that the ecology surveys were not done at the appropriate time of year. Phase I, NVC, EPS, and tree surveys are required before consent. These can only be done in spring/summer, pushing determination to autumn 2026. This holding objection is independently reinforced by expert evidence from Butterfly Conservation Scotland (decades of moth monitoring data) and a former SAC Senior Adviser who professionally assessed this site for floristic diversity.
Designations The proposed site is subject to at least seven overlapping environmental and heritage protections, yet no cumulative assessment of their combined sensitivity has been submitted.
Otters (EPS) The applicant's own ecology survey confirmed otters on site. Under Morge v Hampshire County Council [2011] UKSC 2, the Council must satisfy itself that the three derogation tests can be met before granting permission. No EPS licence assessment has been submitted.
Species The ecology survey was conducted in November, outside the survey season for most species groups. Local records and professional wildlife surveys identify over 40 species with legal protection or conservation status at Calgary Bay, including nine Schedule 1 species, three European Protected Species, and a Transparent Burnet moth colony monitored by Butterfly Conservation Scotland for decades. No supplementary surveys have been submitted.
Claims vs. Evidence The application form states the site is not in a flood risk area. SEPA has submitted a holding objection confirming the site is at flood risk. The Council confirmed no NPF4 Policy 22 exceptions apply. An environmental engineering geologist has calculated the drainage system would produce effluent at 4-6 times the discharge standard.
Missing assessments The application is missing at least ten specialist assessments that would normally be expected for a site of this sensitivity, including a flood risk assessment, heritage setting assessment, EIA screening opinion (mandatory under Circular 1/2017), water quality modelling, archaeological assessment, biodiversity enhancement plan (mandatory under NPF4 Policy 3(c)), and a Public Sector Equality Duty assessment of the path diversion.
Housing crisis The Council declared a Housing Emergency in June 2023. This is a second home for non-resident applicants, not a response to local housing need. NPF4 Policy 17 has not been addressed. The access track crosses MICT-owned land, and MICT holds a conservation lease on the adjacent SSSI. Over 40 applications were received for just 5 affordable homes on Mull.
Cumulative impact This is the fifth planning application at Calgary in 18 months. No cumulative assessment of ecological, visual, or infrastructure impact has been carried out. A previous application at Calgary Bay (15/00865/PP) for an agricultural shed was refused on grounds that remain directly applicable.
Heritage & archaeology The applicant's own site plans label Calgary Dun, an Iron Age defensive settlement, immediately east of the proposed house. The waste pipe is routed around the base of the dun, yet no archaeological assessment has been submitted. The site sits between two listed buildings, and the proposed path diversion affects the heritage walking route to Inivea, a Highland Clearances township where 24 buildings survive. WoSAS was not consulted at validation despite two archaeological trigger constraints.
Water quality The receiving coastal water body (West Mull) is classified at HIGH status with 100% certainty. Under the Weser ruling (CJEU C-461/13, retained in UK law), any risk of deterioration is unlawful. The proposed treatment plant does not remove phosphorus or nitrogen, and no water quality modelling has been submitted. The discharge point is within 1km of Calgary Dunes SSSI. A former environmental engineering geologist has calculated the system would produce effluent at 4-6 times the discharge standard at realistic occupancy.

Want the full evidence? Explore the sections below.

The Environment

Layers of Protection: Seven overlapping protections cover this site. No cumulative assessment submitted.

The site sits at the intersection of 7 overlapping environmental, heritage, and safety protections. No cumulative assessment of their combined sensitivity has been submitted with this application.

LNCS — Local Nature Conservation Site

Within the site boundary. Identified by the Council's own biodiversity assessment as ecologically important.

Calgary Dunes SSSI — Site of Special Scientific Interest

Adjacent, ‘unfavourable declining’ since 2001. Nationally protected for its wildlife.

Inner Hebrides & the Minches SAC — Special Area of Conservation

Shore boundary. Internationally protected habitat designation requiring Habitats Regulations Appraisal.

Sea of the Hebrides MPA — Marine Protected Area

Coastal waters. Protects cetaceans and basking sharks.

Ancient Woodland

Category 2a at 147m, Category 2b at 120m. NPF4 Policy 6 says development resulting in loss “will not be supported”.

Listed Buildings

Calgary Jetty (Category C, Buildings At Risk Register) and Calgary House, both within 250m.

SEPA Flood Zones

Coastal medium-likelihood and surface water flood zones within 50m of the site.

Use this in your objection The proposed site is subject to at least seven overlapping environmental and heritage protections, yet no cumulative assessment of their combined sensitivity has been submitted.
Legal and policy references

NPF4 Policies 5 (Natural Places), 6 (Forestry, Woodland and Trees), 7 (Historic Assets and Places), 22 (Flood Risk and Water Management). Nature Conservation (Scotland) Act 2004 s.3(3), s.15. Conservation (Natural Habitats, &c.) Regulations 1994 (as amended) Reg 48. Marine (Scotland) Act 2010.

The Otters: Confirmed on site. The Council has a legal duty to assess the three licence tests before granting permission.

Otters are European Protected Species. It is a criminal offence to disturb an otter or damage a resting place — punishable by imprisonment and unlimited fines. The Council must assess the three licence tests before granting permission (Morge v Hampshire County Council [2011] UKSC 2).

Test 1: No satisfactory alternative

The applicant has not shown why this exact site — with otters — is the only option.

Test 2: Overriding public interest (IROPI)

A private second home is NOT an overriding public interest reason. There is no public benefit.

Test 3: Favourable conservation status

Unknown — no adequate survey of otter holts and resting places has been done.

Use this in your objection The applicant's own ecology survey confirmed otters on site. Under Morge v Hampshire County Council [2011] UKSC 2, the Council must satisfy itself that the three derogation tests can be met before granting permission. No EPS licence assessment has been submitted.
Legal and policy references

Conservation (Natural Habitats, &c.) Regulations 1994 (as amended), Reg 44. Morge v Hampshire County Council [2011] UKSC 2 (UK Supreme Court; binding in Scotland). NatureScot standing advice: 200m survey buffer, 30m exclusion zone (non-breeding), 200m exclusion zone (breeding), survey valid 3 months maximum.

Protected Species at This Site: Local records identify 40+ species with legal protection or conservation status. The November survey found only a fraction.

The ecology survey was done in November — outside the survey season for most species groups. It found two otters but acknowledged further surveys are needed. None have been submitted. Local residents, visitors, and professional wildlife guides have recorded over 40 species with legal protection or conservation status at Calgary Bay, including nine Schedule 1 species and three European Protected Species.

Species recorded at Calgary Bay

EPS
Otter
Found by the survey — but no EPS licence assessment submitted
EPS
Cetaceans
Observed from Calgary Bay by multiple objectors
EPS
Pine marten
Signs reported near access track by objector
Schedule 1
Golden eagle
Reported by local residents
Schedule 1
White-tailed eagle
Regularly observed at Calgary
Schedule 1
Barn owl
Observed at dusk over Calgary Bay
Schedule 1
Hen harrier
Reported with photographic evidence by experienced birdwatcher
Schedule 1
Peregrine falcon
Breeding family of 4 observed at Calgary cliffs
Schedule 1
Black-throated diver
Reported by objectors
Schedule 1
Red-throated diver
Reported by objectors
Red-listed
Curlew
BoCC 5 Red-listed
SBL
Scotch Burnet moth
Scottish Biodiversity List
Red-listed
Slender Burnet moth
Red-listed endangered; transect survey data from Calgary track
Amber-listed
Sand martin
Colony at Calgary; Amber-listed
Red-listed
Common scoter
BoCC 5 Red-listed
Amber-listed
Wheatear
BoCC 5 Amber-listed
Amber-listed
Eider
BoCC 5 Amber-listed
Schedule 1
Whimbrel
Schedule 1 WCA 1981; also BoCC 5 Amber-listed
Green-listed
Stonechat
BoCC 5 Green-listed
Amber-listed
Oystercatcher
BoCC 5 Amber-listed
WCA 1981
Slow worms
Protected under WCA 1981
WCA 1981
Adders
Protected under WCA 1981
WCA 1981
Common lizards
Protected under WCA 1981
Protected
Seals
Marine (Scotland) Act 2010
SBL
Transparent Burnet moth
Colony along access road; decades of Butterfly Conservation monitoring
Protected
Amphibians
Reported in track puddles
Protected
Rare orchids
Reported by botanical visitors
SBL
Hedgehog
Scottish Biodiversity List
Protected
Mountain hare
Protected in Scotland; reported by local resident
Schedule 1
Great northern diver
Strictly protected if breeding; observed at Calgary
Conservation
Rare fungi
Reported by former SSSI Volunteer Ranger — “some grows nowhere else”
Conservation
Lichens
Along the track corridor; reported by Butterfly Conservation surveyor
Conservation
White Script Lichen
Rare, endemic to W Scotland; grid ref recorded at Calgary
SBL
Grayling butterfly
Scottish Biodiversity List; recorded by Butterfly Conservation
SBL
Small Pearl-bordered Fritillary
Scottish Biodiversity List; recorded by Butterfly Conservation

Why November matters: Most bird species cannot be surveyed in November. Otter surveys are valid for a maximum of 3 months (NatureScot standing advice). Butterfly, moth, and reptile surveys require warm-season conditions. The applicant's PEA acknowledges further surveys are needed — but none have been submitted.

What independent experts found

Several objectors with professional ecological credentials have submitted evidence that directly contradicts or supplements the applicant's PEA:

ACIEEM-accredited professional ecologist

A professional ecologist accredited by the Chartered Institute of Ecology & Environmental Management visited the site on 13 February 2026. Found active signs of pine marten (a second European Protected Species) near the proposed access track — not recorded in the PEA. This requires a separate EPS assessment alongside the otter assessment.

Professional wildlife guide

A professional wildlife guide based in Oban who works regularly on Mull identified a juvenile otter with a holt next to the old pier and a mature female with multiple holts below the cliff point — otter locations not identified in the PEA. Has personally witnessed otter feeding activity on the burn proposed for effluent discharge.

BTO Breeding Bird Surveyor (25+ years)

Observed a breeding family of four peregrine falcons (Schedule 1) at Calgary, with peregrines seen on “almost all visits” over 25+ years. Also reported red-throated diver and great northern diver (both Schedule 1) along the shore. None recorded in the PEA.

Butterfly Conservation transect surveyor

A Butterfly Conservation transect surveyor who conducts structured monitoring along the exact access track from car park to Inivea has recorded Slender Burnet moth — a Red-listed endangered species “only just hanging on in the far NW of the UK.” The proposed track widening would destroy critical habitat for this nationally endangered species.

Butterfly Conservation Scotland

The Head of Nature Recovery Scotland at Butterfly Conservation submitted an expert letter (27 February 2026) identifying a Transparent Burnet moth colony along the proposed access road, monitored for decades through the Species on the Edge project. The letter includes a species location map showing records directly along the access track. Also identifies Grayling and Small Pearl-bordered Fritillary (both Scottish Biodiversity List). States approval “would go against” the council's statutory biodiversity obligations. The November PEA recorded no lepidoptera.

Former SAC Senior Adviser (site assessment)

A former Senior Adviser at the Scottish Agricultural College and Fellow of the Royal Agricultural Societies was professionally engaged to assess this exact site for inclusion in the Argyll and Islands Environmental Area Scheme. The assessment found the area qualified for the Scheme due to its floristic diversity. This is independent professional evidence of the site's botanical value, predating the current application.

Mull wildlife recorder (grid references)

A Tobermory-based wildlife recorder provides specific grid references for otter foraging runs, otter resting areas, and pine marten scat near Dun Calgary. In a supplementary submission, the recorder documents White Script Lichen (Fissurina albascripta) — a rare species endemic to western Scotland that the UK has an international obligation to protect. None of these records appear in the November PEA.

Use this in your objection The ecology survey was conducted in November, outside the survey season for most species groups. Local records and professional wildlife surveys identify over 40 species with legal protection or conservation status at Calgary Bay, including nine Schedule 1 species, three European Protected Species, and a Transparent Burnet moth colony monitored by Butterfly Conservation Scotland for decades along the proposed access road. The survey found otters but no EPS licence assessment has been submitted. No supplementary surveys have been submitted.
Legal and policy references

Wildlife and Countryside Act 1981 Schedules 1, 5, 8. Conservation (Natural Habitats, &c.) Regulations 1994 Schedule 2. NatureScot standing advice on survey timing. Marine (Scotland) Act 2010 Part 6.

Five Applications in 18 Months: This is the 5th planning application at Calgary since August 2024. No cumulative assessment.

This is the fifth planning application at Calgary in just 18 months. All have been handled by the same case officer under delegated authority. No cumulative assessment of ecological, visual, or infrastructure impact has ever been carried out.

August 2024
24/01430/PPP — Plot 1, housing site. Approved.
August 2024
24/01431/PPP — Plot 2, housing site. Approved.
August 2024
24/01432/PPP — Plot 3, housing site. Approved.
3 plots now marketed nationally by Bidwells, combined £310,000+
April 2025
25/00244/PP — Short-term let. Approved.
February 2026
26/00126/PP — This application: 4-bedroom house, boatshed, 500m track. Pending.

All 5 applications: same area, same case officer (Emma Shaw), the first four approved under delegated authority, no cumulative Habitats Regulations Appraisal, no cumulative assessment of any kind.

Previous refusal at Calgary Bay: Application 15/00865/PP — an agricultural shed on the north shore of Calgary Bay — was refused under LDP DM 1, Policy LDP 02-A (outwith settlement areas), LDP 9, and LDP 5. If a simple agricultural shed was refused on these grounds, a 4-bedroom dwelling with 500m access track, treatment plant, and boathouse refurbishment faces the same policy barriers.

Use this in your objection This is the fifth planning application at Calgary in 18 months. No cumulative assessment of ecological, visual, or infrastructure impact has been carried out. A previous application at Calgary Bay (15/00865/PP) for an agricultural shed was refused on grounds that remain directly applicable.
Legal and policy references

Application references: 24/01430/PPP, 24/01431/PPP, 24/01432/PPP, 25/00244/PP, 26/00126/PP. Previous refusal: 15/00865/PP (agricultural shed, north shore Calgary Bay — refused under LDP DM 1, LDP 02-A, LDP 9, LDP 5). Conservation (Natural Habitats, &c.) Regulations 1994 (as amended) Reg 48(1) — “plan or project” includes cumulative effects. EIA (Scotland) Regulations 2017 Schedule 2 para 10(b) — cumulative effects.

Heritage & Archaeology: An Iron Age dun on the applicant's own plans, a Clearances township, and two listed buildings — with no archaeological or heritage assessment submitted.

The site sits within a dense archaeological landscape that includes two listed buildings, an Iron Age fortification, and the remains of a township whose inhabitants were evicted during the Highland Clearances. No heritage setting assessment and no archaeological desk-based assessment have been submitted.

Calgary Dun — Iron Age Fort

An Iron Age dun (defensive settlement) on a rocky outcrop immediately east of the proposed house. Labelled on the applicant's own site plans (Drawing 010). Oval shape, walls 3.0m thick. The proposed waste pipe is routed around its base — yet no archaeological assessment has been submitted. If the dun merits scheduling, excavation for waste infrastructure would require Scheduled Monument Consent under a separate legal regime.

Source: Canmore national heritage record; applicant's Drawing 010 (Site Plan 1).

Inivea Township — Highland Clearances

Approximately 24 buildings survive to wall-head level at Inivea, including houses, a corn-drying kiln, and a winnowing barn. Rental records date to 1670. Captain Allan McAskill evicted the inhabitants in 1817. The walking path to the township — a Clearances heritage trail — crosses the application site and would be diverted by this development.

Source: Canmore record 21842 (RCAHMS Inventory No. 369).

Two Listed Buildings

The development site sits between Calgary Jetty (Category C Listed, LB11011, on the Buildings At Risk Register) and Calgary House (Listed, LB11010) — a Gothic mansion built c.1823. No heritage setting assessment has been submitted for either building, despite the site being within 250m of both in open landscape.

WoSAS Not Consulted at Validation

The Council's own records show two archaeological trigger constraints on the site, but the West of Scotland Archaeology Service (WoSAS) was not consulted when the application was validated. WoSAS was only added as a consultee on 10 February 2026, after public objections identified the gap.

The Clearances context matters. Calgary Bay is not an empty landscape. It is a commemorative landscape — the path to Inivea connects living communities with the history of forced displacement. A second home for non-resident applicants, built across a Clearances heritage trail, carries particular significance in this context.

Use this in your objection The applicant's own site plans label Calgary Dun, an Iron Age defensive settlement, immediately east of the proposed house. The waste pipe is routed around the base of the dun, yet no archaeological assessment has been submitted. The site sits between two listed buildings (Calgary Jetty and Calgary House), and the proposed path diversion affects the heritage walking route to Inivea, a Highland Clearances township where 24 buildings survive. WoSAS was not consulted at validation despite two archaeological trigger constraints.
Legal and policy references

NPF4 Policy 7 (Historic Assets and Places). Planning (Listed Buildings and Conservation Areas) (Scotland) Act 1997 s.60. Ancient Monuments and Archaeological Areas Act 1979. Canmore records: 21842 (Inivea), 21841 (Calgary House), 21840 (Calgary Burial Ground). Calgary Jetty: LB11011, Buildings At Risk Register. Calgary House: LB11010.

What's Wrong with the Application

Application Statements vs. Independent Evidence: Multiple claims in the application are at odds with the Council's own records.

Several statements in the application are at odds with the Council's own records, SEPA data, and the applicant's own drawings.

What the application states What independent evidence shows
“The site is NOT in a flood risk area” (Application Form, p5: ticks “No”) SEPA has submitted a holding objection (18 Feb 2026) confirming the site is at risk of flooding from a watercourse to the northwest. The Council confirmed no NPF4 Policy 22 exceptions apply.
“Flood Risk Assessment: N/A” (Application Form, p9) SEPA requires a topographic survey, photographs, and culvert information before it will consider removing its objection. A full flood risk assessment may still be required.
“Ecology assessed” (PEA submitted) The ecology survey was done in November — outside survey season for most species groups. The PEA itself says further surveys are needed.
“Two otters seen, no holts found” (PEA, p20) A professional wildlife guide reports a juvenile otter with a holt next to the old pier and a mature female with multiple holts below the cliff point. Pine marten (a second EPS) also reported at the site.
“Natural stone walls” (Design & Access Statement) The architectural elevations show only timber cladding — no stone visible in the drawings.
“Discharge to southeast” (TN07) The actual grid reference of the discharge point is northwest of the site.
“Drainage Assessment: treatment plant adequate” An objector (environmental engineering geologist) has calculated that at 7–8 occupants, the treatment plant would produce effluent at 79–116 mg/L BOD — 4–6 times the 20 mg/L discharge standard. The system has zero operational headroom.
Red line boundary encompasses all development The application's red line boundary does not appear to extend to the public road (B8073). If the boundary does not encompass all land where development is proposed, the application may be incomplete.

The applicant's architect responded (25 February 2026)

A letter from Dualchas Architects addresses four points raised by objectors. On the ecology survey, the letter states the Preliminary Ecological Appraisal was “a Preliminary Ecological Appraisal, not a full survey” and was “commissioned to allow the applicant to better understand” the site, with further surveys intended after submission. The letter does not address flood risk, housing need, NPF4 Policy 17, cumulative impact, NPF4 Policy 3(c), or the consultee holding objections from SEPA and the Biodiversity Officer.

Use this in your objection The application form states the site is not in a flood risk area. SEPA has submitted a holding objection (18 February 2026) confirming the site is at flood risk. The Council confirmed no NPF4 Policy 22 exceptions apply. No flood risk assessment has been submitted. An environmental engineering geologist has calculated the drainage system would produce effluent at 4-6 times the discharge standard. The application boundary does not appear to extend to the public road.
Sources

Application Form p5 Q12, p9 Q24. Preliminary Ecological Appraisal Sections 4.3, 5.1. TN07 Section 3.2. SEPA Consultation Letter 2026. Design & Access Statement materials schedule.

What's Missing: Ten specialist assessments are missing. Two submitted are incomplete.

For a site of this sensitivity — adjacent to an SSSI, on the shore of a SAC, near listed buildings, in a flood zone — the following assessments would normally be expected. Ten are entirely absent.

Missing

  • Flood Risk Assessment
    SEPA identifies flood risk; NPF4 Policy 22 requires it.
    Not submitted
  • Landscape & Visual Impact Assessment
    Exposed coastal site visible from Calgary Bay beach.
    Not submitted
  • Heritage Setting Assessment
    Calgary Jetty (Cat C Listed, BARR) 250m away. Multiple objectors identify that the proposed waste pipe route runs close to Calgary Dun, an Iron Age defensive site recorded on the national heritage record.
    Not submitted
  • EIA Screening Opinion
    The site falls within a “sensitive area” under Reg 2(1) of the EIA (Scotland) Regulations 2017 — adjacent to an SSSI, on the shore of an SAC/MPA, and in the setting of a listed building. Scottish Government Circular 1/2017 states development in a sensitive area “must always be screened.” Walton v Scottish Ministers [2012] UKSC 44 applies.
    Not requested
  • Cumulative Impact Assessment
    5th application at Calgary in 18 months.
    Not submitted
  • Seasonal Ecology Surveys
    PEA says spring/summer surveys needed.
    Not submitted
  • Biodiversity Enhancement Plan
    NPF4 Policy 3(c) says development “will include appropriate measures to enhance biodiversity” — the word “will” makes this mandatory, not optional. The application contains zero biodiversity enhancement measures. December 2025 Scottish Government guidance confirms this is a standalone requirement. Wildcat Haven [2024] CSOH 10 is now settled law (UKSC refused permission to appeal, March 2025).
    Not submitted
  • Public Sector Equality Duty Assessment
    The proposed path diversion replaces an accessible coastal route with a route across boulders. Multiple objectors with mobility impairments have described the impact. The Equality Act 2010 s.149 requires public bodies, including planning authorities, to have due regard to equality impacts when exercising their functions.
    Not considered
  • Water Quality Modelling
    Discharge to a HIGH-status water body (West Mull, 100% certainty). The Weser ruling requires certainty that status will not deteriorate. No modelling submitted.
    Not submitted
  • Archaeological Assessment
    Calgary Dun (Iron Age) on the applicant's own plans. Inivea Township (Clearances). Two archaeological trigger constraints on the council's records. WoSAS not consulted until objectors identified the gap.
    Not submitted

Submitted but problematic

  • Drainage Assessment
    Proposes discharge near SSSI.
    Raises concerns
  • Preliminary Ecological Appraisal
    Confirms otters, admits incomplete.
    Incomplete
Use this in your objection The application is missing at least ten specialist assessments that would normally be expected for a site of this sensitivity, including a flood risk assessment, heritage setting assessment, EIA screening opinion (mandatory for sensitive areas under Circular 1/2017), water quality modelling, archaeological assessment, biodiversity enhancement plan (mandatory under NPF4 Policy 3(c)), and an assessment of the Public Sector Equality Duty impacts of the proposed path diversion.
Legal and policy references

NPF4 Policies 3(c), 5, 7, 22. EIA (Scotland) Regulations 2017 Reg 2(1); Circular 1/2017; Walton v Scottish Ministers [2012] UKSC 44. Wildcat Haven [2024] CSOH 10 (NPF4 Policy 3 biodiversity); UKSC refused permission March 2025. Equality Act 2010 s.149 (UK-wide; applies to Scottish planning authorities). Water Environment and Water Services (Scotland) Act 2003; Weser Ruling (CJEU C-461/13, retained in UK law). Ancient Monuments and Archaeological Areas Act 1979. Conservation (Natural Habitats, &c.) Regulations 1994 (as amended).

SEPA Holding Objection: SEPA has formally objected to this application on flood risk grounds. The Council confirmed no Policy 22 exceptions apply.

SEPA submitted a holding objection on 18 February 2026 (reference PCS-20007916). This was the first consultee response — followed by the Biodiversity Officer's holding objection the same day.

“the proposal is not identified to be supported under the provisions of NPF4 policy 22 (a)(i-iv)” SEPA holding objection, PCS-20007916, 18 February 2026

SEPA's holding objection confirms that the site is at risk of flooding from a watercourse to the northwest. SEPA requires the applicant to provide:

  • A topographic survey of the site
  • Photographs of the watercourse
  • Culvert information

SEPA has stated that a full flood risk assessment may still be required once this information is reviewed. The Council has confirmed that no NPF4 Policy 22 exceptions apply — meaning a dwellinghouse cannot be supported in a flood risk area at this location. The application is effectively frozen until the applicant provides the required information and SEPA lifts its objection.

4%
of SEPA consultations result in a sustained objection

Scottish Government Chief Planner Letter to Heads of Planning, June 2025. SEPA sustains objections in only 4% of cases — this is one of them.

What this means

  • SEPA has objected. This is not speculation — it is a formal holding objection on the planning file.
  • The applicant ticked “No” to “Is the site in a flood risk area?” on the application form — SEPA disagrees.
  • The Council confirmed no Policy 22 exceptions apply. A dwelling cannot be supported here.
  • Under Circular 3/2009 Category 2, if SEPA maintains its objection and the committee still votes to approve, Scottish Ministers must be notified (28-day hold).
Use this in your objection SEPA has submitted a holding objection to this application (PCS-20007916, 18 February 2026) confirming the site is at flood risk. The Council confirmed no NPF4 Policy 22 exceptions apply. The applicant declared no flood risk on the application form and submitted no flood risk assessment. SEPA sustains objections in only 4% of cases nationally, giving this objection exceptional weight.
Legal and policy references

NPF4 Policy 22(a)(i-iv). SEPA Holding Objection PCS-20007916 (18 Feb 2026). SEPA Flood Maps (map.sepa.org.uk). Scottish Government Chief Planner Letter to Heads of Planning, June 2025 (SEPA objection statistics). Circular 3/2009 Category 2 notification. Application Form p5, Q12.

Water Quality: The receiving water body is at the highest possible status. The law prohibits any deterioration. No water quality modelling submitted.

The proposed sewage treatment plant would discharge into a burn that flows to Calgary Bay. The receiving coastal water body is classified at the highest possible status — and binding case law means any risk of deterioration is unlawful. No water quality modelling has been submitted.

HIGH
Classification of receiving water body (West Mull, ID 200083)

SEPA Water Classification Hub, 2024. 100% certainty. The highest possible status under the Water Framework Directive (as transposed into Scots law).

4–6×
Effluent above discharge standard at realistic occupancy

Calculated by a former environmental engineering geologist, based on 7–8 occupants and the treatment plant's rated capacity.

The legal barrier

The non-deterioration obligation is established in Scottish law by the Water Environment and Water Services (Scotland) Act 2003, which transposed the Water Framework Directive. The Weser Ruling (Bund für Umwelt und Naturschutz Deutschland, CJEU Case C-461/13, 2015, retained in UK law) confirmed this obligation is binding law, not just policy. Any risk of status deterioration — even from HIGH to GOOD — must be ruled out before consent. The proposed EN12566 treatment plant does not remove phosphorus or nitrogen. No water quality modelling has been submitted.

Three discharge streams, one burn

The application proposes three separate discharge streams to the same watercourse at the same grid reference (NM 36750 51485):

  • Foul drainage — EN12566 biological treatment plant (no phosphorus/nitrogen removal)
  • Roof surface water — direct discharge
  • Parking area runoff — containing hydrocarbons, heavy metals, tyre and brake residues

The licensing barrier

The discharge point is within 1km upstream of Calgary Dunes SSSI (condition: “unfavourable declining”). Under the Environmental Authorisations (Scotland) Regulations 2018, this excludes the simple registration route for wastewater discharge. A full CAR licence faces major barriers including the receiving water body's HIGH status and the SSSI's declining condition. Planning Advice Note PAN 51 requires that planning permission be granted only where infrastructure is “capable of being consented” under the relevant regulatory regime.

MICT conservation conflict: Mull & Iona Community Trust holds a 25-year lease at £1 per year on the SSSI land and is legally committed to restoring the machair from its “unfavourable declining” condition. Friends of Calgary Bay manage conservation grazing to allow wildflower seed-setting. A pollutant-discharging development ~250m from the SSSI introduces effluent, construction runoff, domestic pets, and vehicle movements that directly conflict with these restoration objectives.

Use this in your objection The receiving coastal water body (West Mull) is classified at HIGH status with 100% certainty. Under the Weser ruling (CJEU C-461/13, retained in UK law), any risk of deterioration is unlawful. The proposed treatment plant does not remove phosphorus or nitrogen, and no water quality modelling has been submitted. The discharge point is within 1km of Calgary Dunes SSSI (condition: unfavourable declining), which excludes simple registration for wastewater discharge. A former environmental engineering geologist has calculated the system would produce effluent at 4-6 times the discharge standard at realistic occupancy.
Legal and policy references

Water Environment and Water Services (Scotland) Act 2003 s.2. Bund für Umwelt und Naturschutz Deutschland v Bundesrepublik Deutschland (CJEU Case C-461/13, 1 July 2015) — the Weser ruling (retained in UK law). SEPA Water Classification Hub: West Mull (ID 200083). Environmental Authorisations (Scotland) Regulations 2018. Planning Advice Note 51 (PAN 51). Scottish Government Chief Planner Letter, June 2025 (SEPA objection statistics). Drainage Assessment para 3.2.2, 4.2.1.

Biodiversity Officer Holding Objection: The Council's own ecologist confirms the site is within the LNCS and requires extensive surveys before consent.

The Council's Biodiversity Officer submitted a holding objection on 18 February 2026. This is the second consultee holding objection, alongside SEPA.

“Most of the proposed site is located within the Calgary Bay Local Nature Conservation Site (LNCS)” Council Biodiversity Officer, holding objection, 18 February 2026
“The submitted surveys were not undertaken at the appropriate time of year” Biodiversity Officer holding objection

The Biodiversity Officer requires the applicant to submit, prior to planning consent:

  • Phase I habitat survey and NVC survey (National Vegetation Classification)
  • European Protected Species surveys — otter, invertebrates, reptiles, breeding birds
  • Protected Species surveys
  • Tree survey (condition, location, species, age, biodiversity value) and Tree Protection Plan

All surveys must be “carried out by a suitably qualified ecologist, at the appropriate time of year.” For otters this means April–October, for breeding birds April–July, and for NVC/habitat surveys May–September. The earliest these surveys can begin is April 2026.

The Biodiversity Officer further notes that the LNCS is under review (due summer 2026) and warns that if the LNCS designation remains, “there will likely be an Objection” (upgraded from holding) under NPF4 Policy 4(d) and LDP2 Policy 26.

Why this matters

  • The November PEA was done outside survey season — the Council's own ecologist now confirms this is inadequate.
  • The required surveys cannot begin until April and take months to complete.
  • The LNCS review (due summer 2026) may result in a permanent formal objection.
  • Combined with SEPA's objection, the application cannot be determined before autumn 2026 at the earliest.
2
consultee holding objections

SEPA (flood risk) and the Biodiversity Officer (ecology/LNCS). Both from within the Council's own consultation process. The application is effectively frozen until both are resolved.

Use this in your objection The Council's own Biodiversity Officer has submitted a holding objection (18 February 2026) confirming the site is within the Calgary Bay Local Nature Conservation Site and that the submitted ecology surveys were not done at the appropriate time of year. The Biodiversity Officer requires Phase I, NVC, European Protected Species, and tree surveys before consent. These can only be conducted in spring/summer, pushing determination to autumn 2026 at the earliest.
Legal and policy references

NPF4 Policy 4(d) (Local Nature Conservation Sites). LDP2 Policy 26 (LNCS integrity). Biodiversity Officer holding objection (18 February 2026). PEA Section 4 (survey timing). NPF4 Policy 3(c) (biodiversity enhancement).

The Community

The Housing Crisis: Council declared Housing Emergency in June 2023. This is a 250 sqm second home, not local housing.
603
Second homes per 10,000 in A&B — highest in Scotland
133
Jobs unfilled on Mull due to housing shortage
7
Affordable rental homes on the entire island (MICT)
0
Affordable homes in this application

NPF4 Policy 17 says new rural housing should meet a “demonstrable rural housing need.” The applicant's planning agent is a board member of Rural Housing Scotland and delivered 51 affordable homes in Bowmore, Islay. The Planning Statement does not mention Policy 17 at all.

The Community Trust Dimension

MICT Owns Part of the Land

The applicant filed Certificate C (partially unknown ownership) because Mull & Iona Community Trust owns part of the access route. The access track to the proposed house crosses community trust land. MICT was served notice under Regulation 15.

SSSI Conservation Lease

MICT holds a 25-year lease at £1 per year on Calgary Bay ground (encompassing Calgary Dunes SSSI). Argyll & Bute Council agreed to the asset transfer in December 2018 because “community benefit is substantial compared to the value of the asset.” MICT is legally committed to conserving and restoring the machair habitat.

First Rural Housing Burden in Scotland

MICT registered the first Rural Housing Burden by a development trust in Scotland (June 2024), requiring properties to be occupied as primary residences — never second homes or holiday lets. MICT is a designated Rural Housing Body (2014) fighting the housing crisis on the island.

The Scale of Need

Over 40 applications were received for just 5 affordable rental homes at Glengorm on Mull. MICT has publicly stated that holiday homes have driven up house prices beyond the reach of island households. The mismatch between housing need and housing supply is extreme.

Use this in your objection The Council declared a Housing Emergency in June 2023. This is a second home for non-resident applicants, not a response to local housing need. NPF4 Policy 17 has not been addressed. The access track crosses land owned by Mull & Iona Community Trust, which holds a 25-year conservation lease on the adjacent SSSI at £1 per year and registered the first Rural Housing Burden by a development trust in Scotland, requiring properties to be occupied as primary residences. Over 40 applications were received for just 5 affordable homes at Glengorm.
Legal and policy references

NPF4 Policy 17(a). Argyll & Bute Housing Emergency Declaration, 12 June 2023 (first in Scotland). National Records of Scotland: Council Tax Dwellings in Scotland 2023. Rural Housing Scotland board members list. MICT Asset Transfer (1 December 2018). Title Conditions (Scotland) Act 2003 s.43A (Rural Housing Burden). Application Form Certificate C (Regulation 15 notice on MICT).

Every one of these arguments is a material planning consideration. Use them in your objection.

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